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The Buying Process

 

Making the Choice to Invest in Real Estate isn't as puzzling as you may think.

Making the choice to invest in real estate is the first smart decision you will need to make and from there I can help guide you through the rest while answering any questions you have along the way.


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7 steps to finding your new Okanagan home or investment
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1.) Identify Wants and Needs

Your first step to buying a home is to ask yourself why you want to buy a home: To stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house?
Next, list what kind of home you’d like and where you would like to be. Be specific. Separate the “must-haves” from the “want to have.”  Sometimes it takes seeing a few homes before you can come up with this list, sometimes you know exactly what you want down to the paint color before you even start – either way, we can help!

2.) Call Me

The minute you are considering a real estate investment in the Okanagan call me or stop by our Lake Country Office located next to the Tim Hortons on the corner of Highway 97 and Oceola in Lake Country. Email or send me a quick text and I’ll get right back to you.

3.) Get Pre-Qualified

In an effort to help you avoid any heartbreak and ensuing stress it is best to figure out what kind of real estate investment you can afford to get into. At Sage, we have access to the best mortgage brokers in town who will quickly and easily help you get pre-qualified for a mortgage with no commitment attached. A pre-qualification simply allows you to know what will be affordable for your budget and does not tie you into “having” to buy a house or spend any money – it will simply help align your budget with your heart.

4.) The Search

Once I know what type of property you are looking for, what requirements are important to you, and what budget I can get to work and use my expertise to locate any and all potential contenders for you to look at. Finding the right property can take days, weeks, or sometimes even years. It will require time and patience…but the “right” place is out there and I will find it for you. I am committed to finding you the home that you not only love but gives you that “feeling” when you walk in the door.

5.) Negotiate, Negotiate, Negotiate

I am a  trained negotiator and as your partner in this journey, it is my job to get you the best deal possible on your new home. Before an offer is drafted I will give you a clear assessment of all the factors that can affect pricing such as:

  • How long has the house been on the market?
  • Has the seller made price reductions?
  • What did the seller pay for the property?
  • What has recently been sold in the area?
  • Why is the house for sale?

6.) Follow Through

Once an offer is accepted congratulations are in order but there are still steps to complete before the ink dries. Most purchase agreements have numerous contingencies or subjects in them that are there to protect you. These are typically there to ensure you have the time you need to properly investigate the home, ensure all your ducks are in a row, and allow you the freedom to cancel the contract without penalty if things do not check out or go as expected.

These contingencies must be completed within certain time limits (as specified in the purchase agreement) and are critical to follow through on. Failing to get tasks done in a timely manner can result in losing the home of your dreams…which is where I step in. You already have many things on your plate and before anything falls through the cracks (or even comes close to resembling it could) I am there to help to make sure it gets done so you can enjoy your home worry and stress-free!

7.) Complete and Move-In

The last step in this process is to make your purchase legal. At Sage I work with dedicated and proven legal experts, whether you prefer a real estate lawyer or a notary public, I can help get you set up and make the contract signing a breeze so you can save up that energy for unpacking all those boxes and then experience living here in the Okanagan.


Sage Executive Group
Cell: 250-863-9511
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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are member’s of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.